| 摘要: |
| 摘要：数字普惠金融、农村三产融合和农业新质生产力是否能够协同发展，是农业现代化进程中亟待解决的重要问题。选取2012－2022年中国省级面板数据，构建农业新质生产力、农村三产融合指标体系，根据测度结果分析时间演变和空间分布特征；运用耦合协调度模型和面板向量自回归模型分析数字普惠金融、农村三产融合与农业新质生产力的协同发展效应。结果表明，数字普惠金融、农村三产融合与农业新质生产力耦合协调度较高且持续提升，空间上呈现东、南部高于西、北部的发展态势；数字普惠金融和农业新质生产力双向促进作用明显，农村三产融合对数字普惠金融和农业新质生产力的短期作用有限，但长期具有正向促进作用。因此，有必要持续加大基础设施建设投入、构建科学的支撑体系、完善农村金融生态以促进三者协调发展，助力农业高质量发展。 |
| 关键词: 关键词：数字普惠金融；农村三产融合；农业新质生产力 |
| DOI： |
| 分类号:F323；F832 |
| 基金项目:基金项目：国家社会科学基金西部项目“数字供应链金融赋能西部地区制造业企业新质生产力发展研究”（24XJY010）。 |
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| Research on the Coordinated Development of Digital Inclusive Finance，Rural Three Industry Integration，and Agricultural New Quality Productivity |
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XU Shi-qin，HUANG Hua
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(School of Finance，Chongqing Technology and Business University)
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| Abstract: |
| Abstract：This study investigates the synergistic development mechanisms of digital inclusive finance，rural three-industry integration，and agricultural new quality productivity using provincial panel data from China (2012－2022).Through constructing evaluation systems and employing coupling coordination degree and panel vector autoregressive (PVAR) models，the analysis reveals high and improving coordination among the three systems，with pronounced spatial disparities favoring eastern and southern regions.Bidirectional promotion between digital inclusive finance and agricultural productivity is observed，while rural three-industry integration exhibits delayed yet sustainable synergies.Policy implications emphasize infrastructure investment，institutional innovation，and financial ecosystem optimization to drive coordinated advancement and high-quality agricultural modernization. |
| Key words: Key words：Digital Inclusive Finance；Rural Three-industry Integration；Agricultural New Quality Productive Forces |
