| 摘要: |
| 摘要：使用金融科技公司数量构建省级金融科技发展指标，利用2013－2023年省级面板数据，考察金融科技发展对新质生产力的影响及其机制。研究发现，金融科技能显著促进新质生产力的发展，使用系统GMM缓解内生性后，结果依然稳健；机制分析表明，金融科技提升了产业链的韧性，从而推动新质生产力的发展；异质性分析表明，金融科技对提高新质生产力的促进作用在有相关政策试点的地区表现得更加明显，并呈现“东部引领、西部追赶、中部滞后”的区域特征；空间效应分析表明，金融科技的发展不仅会对本地新质生产力产生积极影响，还会通过空间溢出效应促进周边地区新质生产力发展。因此，在中国经济转型的关键时期，应持续推进金融科技发展，运用现代技术为金融“赋能”，从而促进新质生产力的有效培育。 |
| 关键词: 关键词：金融科技；新质生产力；产业链韧性；机制分析；空间计量 |
| DOI： |
| 分类号:F832 |
| 基金项目:基金项目：天津市教育委员会科研项目“高水平对外开放新发展格局下产业园区转型升级路径研究”（2022SK001）。 |
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| FinTech,Industrial Chain Resilience，and New-Quality Productivity |
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YANG Jin-peng1，LI Wei21,2
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1.(1.School of Business,Guilin Institute of Information Technology;2.Honors College of Tianjin Foreign Studies University)
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| Abstract: |
| Abstract：This study constructs a provincial FinTech development index based on the number of FinTech companies and examines the impact of FinTech development on new quality productivity and its mechanisms using provincial panel data from 2013 to 2023.The findings indicate that FinTech significantly promotes the development of new-quality productivity.After addressing endogeneity using the system GMM approach,the results remain robust.Mechanism analysis reveals that FinTech empowers and enhances industrial chain resilience,thereby driving the growth of new-quality productivity.Heterogeneity analysis shows that the promotion effect of FinTech on new-quality productivity is more pronounced in regions with relevant policy pilots.Spatial effect analysis indicates that FinTech development not only positively impacts local new-quality productivity but also promotes the productivity of surrounding regions through spatial spillover effects.Therefore,during this critical period of economic transformation in China,it is essential to continuously advance FinTech development,leveraging modern technology to empower finance,and thereby effectively foster new-quality productivity. |
| Key words: Key words：FinTech；New-quality Productivity；Industrial Chain Resilience；Mechanism Analysis；Spatial Econometrics |
