| 摘要: |
| 随着乡村振兴战略的提出以及城乡融合发展的稳步推进，农村金融将成为城商行加快转型发展、创新业务领域的又一重要领域。但城商行受限于历史原因，支持乡村振兴面临诸多困难，主要表现在城商行支持乡村业务面临天然的弱质性问题、体制机制问题等方面。本文重点对城商行支持乡村振兴面临的困难、创新模式进行研究，并提出了城商行应探索发展绿色金融、普惠金融、扶贫金融等政策建议。 |
| 关键词: 城商行；乡村振兴；农村金融；对策研究 |
| DOI： |
| 分类号:F830 |
| 基金项目:本文受重庆市金融学会2019年度招标课题文章“城商行支持服务乡村振兴的差异化战略定位与主要路径”的资助。 |
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| Research on the Main Difficulties，Innovation Models and Countermeasures of Urban Commercial Banks in Supporting Rural Revitalization |
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The research group of Chongqing Three Gorges Bank Co., Ltd.
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Chongqing Three Gorges Bank
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| Abstract: |
| With the development of the rural revitalization strategy and the steady advancement of urbanrural integration,rural finance will become another important area for urban commercial banks to accelerate their transformation and innovate their businesses.However，city commercial banks are limited by historical reasons，and there are many difficulties in supporting rural rejuvenation，which are mainly reflected in the fact that city commercial banks support for rural businesses faces natural weak issues and institutional mechanisms.This article focuses on the difficulties and innovation models faced by city commercial banks in supporting rural rejuvenation，and puts forward policy recommendations that city commercial banks should explore and develop in fields such as green finance，inclusive finance，and poverty alleviation finance，etc.. |
| Key words: Urban Commercial Bank;Rural Revitalization;Rural Finance;Countermeasures Research |
