| 摘要: |
| 本文利用我国2007-2016年的省级面板数据，对后危机时代政府干预与银行信贷以 及不良贷款率进行了实证研究。本文发现：地方政府干预显著带来地区信贷增长以及不良贷款 率下降；地方政府通过对国有经济进行干预，可以显著带来地区信贷增长，但对降低地区不良 贷款率不显著。进一步研究发现：东部地区政府干预有助于提高地区信贷增长并降低不良贷款 率；西部地区政府通过干预国有经济能带来地区信贷增长；无论是东部、中部还是西部，政府 通过对国有经济的干预降低地区不良贷款率均不会产生太大效果。 |
| 关键词: 政府干预;国有经济;信贷增长;面板数据 |
| DOI： |
| 分类号:F810 |
| 基金项目:2018年度人民银行武汉分行重点研究课题，课题编号:WB2018-07。 |
|
| Government Intervention and Bank Credit in the Post-Crisis Era —From the Perspective of State-Owned Economy |
|
HU Xiulin
CHEN Hongli
|
|
The PBOC, Jingmen Central Sub-Branch
|
| Abstract: |
| This paper uses the provincial panel data of China from 2007 to 2016 to conduct empirical research on government intervention, bank credit and non-performing loan ratio in the post-crisis era. This paper finds that local government intervention has significantly brought about regional credit growth and a decline in non-performing loan ratios; local governments’ intervention through the state-owned economy can significantly bring about regional credit growth, but it is not significant for reducing regional non-performing loan ratios. Further research finds that government intervention in the eastern region will help increase regional credit growth and reduce non-performing loan ratios; western governments can bring regional credit growth by intervening in the state-owned economy; whether in the eastern, central or western regions, the government intervenes in the state-owned economy to reduce the regional non-performing loan ratio will not produce much effect. |
| Key words: Government Intervention; State-owned Economy; Credit Growth; Panel Data |
