| 摘要: |
| 共同富裕是社会主义的本质要求，发展数字普惠金融是促进共同富裕的重要途径。本文基于贫富差距的视角，选取2011－2021年省级面板数据，研究数字普惠金融对共同富裕的影响机制。结果发现：数字普惠金融可以显著缩小贫富差距，促进共同富裕，金融可得性在其中起中介作用。该影响在数字普惠金融的不同维度和中国不同区域之间存在异质性。分维度来看，覆盖广度和使用深度对共同富裕的促进作用相对较大；分地区来看，西部的效应最强、中部次之、东部最弱。因此，我国应因地制宜，大力发展数字普惠金融，以缩小贫富差距，促进共同富裕。 |
| 关键词: 数字普惠金融；贫富差距；共同富裕；金融可得性 |
| DOI： |
| 分类号:F832.1 |
| 基金项目: |
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| Research on the Role of Digital Inclusive Finance in Promoting Common Prosperity——From the Perspective of the Gap between the Rich and the Poor |
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CHEN Yan-hua1，BAN Zhong-chen2，GUAN Yu-qiao31,2,3
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1.（1.College of Finance and Trade，Liaoning University;2.Personnel Department，Liaoning University;3.School of Economics，Liaoning University）
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| Abstract: |
| Common prosperity is the essential requirement of socialism.Developing Digital Inclusive Finance is one of the important ways to promote common prosperity.Based on the perspective of the gap between the rich and the poor，this paper selects the provincial panel data from 2011 to 2021 to study the impact of Digital Inclusive Finance on common prosperity and its impact path.The study found that Digital Inclusive Finance can significantly narrow the gap between the rich and the poor and promote common prosperity，in which financial availability plays an intermediary role.And there is obvious heterogeneity in this impact between different dimensions of Digital Inclusive Finance and different regions of China.From the perspective of dimensions，the breadth of coverage and depth of use play the greatest role in promoting common prosperity；in terms of regions，the effect is the strongest in the west，the second in the middle and the weakest in the East.Therefore，China should vigorously develop Digital Inclusive Finance according to local conditions to narrow the gap between the rich and the poor and promote common prosperity. |
| Key words: Digital Inclusive Finance；Poverty Gap；Common Prosperity；Financial Availability |
