| 摘要: |
| 随着数字技术与保险业的深度融合发展，诸多未知风险接踵而至，保险监管也受到数字技术的冲击，传统保险监管方式已无法满足新时代的要求，亟需创新发展。本文聚焦中国保险监管的现状，发现其存在传统监管模式滞后、数据信息安全监管问题凸显、数据孤岛问题愈发严峻、监管科技总体规划不足、相关法律法规存在缺失、复合型监管人才匮乏等问题，提出保险监管创新的系列政策建议，以推动数字经济时代中国保险监管的创新发展。 |
| 关键词: 保险监管；数字经济；数字技术；保险科技 |
| DOI： |
| 分类号:F840.3 |
| 基金项目: |
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| Research on Chinese Regulatory Innovation in the Era of Digital Economy |
|
TANG Jin-cheng，ZHANG Lin
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School of Economics，Guangxi University
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| Abstract: |
| With the deep integration and development of digital technology and insurance industry，many unknown risks come one after another，and insurance regulation is also impacted by digital technology.Traditional insurance regulation can no longer meet the requirements of the new era，and it is in urgent need of innovation and development.This paper focus on the current situation of Chinese insurance regulation，found that the existence of traditional regulations lag，data information security regulatory issues highlighted，data island problem increasingly serious，lack of overall planning of science and technology，the relevant laws and regulations regulation problems such as missing，the lack of regulation of talents，put forward a series of policy Suggestions on insurance regulation innovation，In order to promote the innovative development of Insurance regulation in China in the era of digital economy. |
| Key words: Insurance Supervision；Digital Economy；Digital Technology；Insurance of Science and Technology |
