| 摘要: |
| 数字普惠金融是成渝地区双城经济圈高质量发展的重要支撑，亟待探索数字普惠金融协调发展程度。本文运用成渝地区双城经济圈2016－2020年141个县域面板数据，实证分析成渝地区双城经济圈数字普惠金融发展的时空分异及其收敛特征。研究结果表明：成渝地区双城经济圈数字普惠金融发展水平不断提升，不同县域之间发展差距呈现先扩大后缩小的倒U型趋势。发展差异主要来源于重庆和四川两个组群的内部差异，组群间净差异贡献有一定的上升趋势，长期来看数字普惠金融发展会趋于收敛。覆盖广度、使用深度和数字化水平等数字普惠金融具体指标的差异表现和收敛趋势具有一定差别。 |
| 关键词: 成渝地区双城经济圈；数字普惠金融；时空分异；收敛分析 |
| DOI： |
| 分类号:F832.5 |
| 基金项目:重庆市社会科学规划一般项目“‘一带一路’背景下FDI对重庆制造业价值链升级影响机制与路径研究”（2018YBJJ041）；重庆市教育委员会人文社会科学研究一般项目“重庆经济高质量增长极形成机制及政策创新研究”（19SKGH090）；重庆工商大学科学研究项目“开放新格局下长江经济带高质量发展动力机制及政策创新研究”（1951010） |
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| Research on Spatial-temporal Differentiation and Convergence of Digital Inclusive Finance in Chengdu-Chongqing Economic Circle |
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LIU Han1,2,YU Yi-fan31,2,3
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1.Postdoctoral Workstation,Bank of Chongqing;2.Research Center for Economy of Upper Reaches of the Yangtse River,Chongqing Technology and Business University;3.School of Economics,Chongqing Technology and Business University
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| Abstract: |
| Digital inclusive finance is an important support for the high-quality development of the economic circle in Chengdu and Chongqing.It is urgent to explore the coordinated development of digital inclusive finance.Based on the panel data of 141 counties from 2016 to 2020,This paper empirically analyses the spatial-temporal differentiation and convergence characteristics of digital inclusive finance development in Chengdu-Chongqing economic circle.The research results show that the development level of digital inclusive finance in Chengdu-Chongqing economic circle continues to improve,and the development gap between different counties shows an inverted U-shaped trend of first expanding and then narrowing.The development differences mainly come from the differences within the two groups of Chongqing and Sichuan.The contribution of net differences between groups has a certain upward trend.In the long run,the development of digital inclusive finance tends to converge.Differences in performance and convergence trend of specific indicators of digital inclusive finance such as coverage,depth of use and digital level. |
| Key words: Cheng-Chongqing Economic Circle；Digital Inclusive Finance；Spatial-temporal Differentiation；Convergence Analysis |
