| 摘要: |
| 公司的经营业绩很大程度上取决于公司治理水平，而股权结构被视为公司治理的核心。本文从股权集中度以及商业银行安全性、成长性和盈利能力三类指标来考察股权结构对其经营业绩的影响。选取16家A股上市商业银行2011－2019年的面板数据进行实证分析，研究发现当第一大股东对商业银行的控制权增大时，有利于商业银行的成长。前五大股东持股比例相对较高，商业银行的贷款质量较好，盈利水平较高。前十大股东持股比例和与商业银行的盈利能力和贷款质量均呈反向变动。由此表明，为了提高银行的经营业绩，需要完善股权结构、限制第一大股东的实际控制力和加强商业银行的外部监管。 |
| 关键词: 股权集中度；上市商业银行；经营业绩 |
| DOI： |
| 分类号:F832 |
| 基金项目:国家社会科学基金项目“数字普惠视角下农业产业链融资的机制与路径研究”（21BGL162）和教育部人文社会科学规划项目“‘三权分置’下农村土地融资的制度协同与创新研究”（19YA790129） |
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| Research on the Influence of Ownership Concentration on Business Performance of Listed Commercial Banks |
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WEI Jia-feng,WANG Gui-bin1,2
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1.School of Economics and Management,Southwest University;2.School of Foreign Languages,Southwest University
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| Abstract: |
| The operating performance of a company largely depends on the level of corporate governance,and the equity structure is regarded as the core of corporate governance.This paper examines the impact of the ownership structure on its operating performance from equity concentration and three indicators of commercial banks’ safety,growth and profitability.Empirical analysis is conducted on the panel data of 16 A-share listed commercial banks from 2011 to 2019.The study found that when the largest shareholder’s control over a commercial bank increases,it can benefit the growth of the commercial bank.When the top five shareholders hold relatively higher shareholding ratios,commercial banks have better loan quality and higher profitability.The shareholding ratio of the top ten shareholders is negatively correlated with the profitability and loan quality of commercial banks.Therefore,in order to improve the operating performance of banks,it is necessary to improve the ownership structure,limit the actual control of the largest shareholder and strengthen the external supervision of commercial banks. |
| Key words: Equity Concentration;Commercial Banks;Business Performance |
