| 摘要: |
| 新型城镇化是现代化的必由之路与重要标志，是我国经济社会长期持续健康发展的基本保障。本文从理论上分析数字普惠金融影响新型城镇化的作用效应和传导机制，基于2016－2020年成渝地区双城经济圈的面板数据，采用空间计量分析方法实证研究数字普惠金融对新型城镇化的影响。研究发现，样本期内成渝地区双城经济圈的新型城镇化水平逐年上升，并形成了以成都市、重庆中心城区以及万州区为中心的三个空间聚集区域；数字普惠金融与新型城镇化水平具有显著的空间正相关特征，数字普惠金融能够显著促进新型城镇化发展，但会对周边地区产生虹吸效应。 |
| 关键词: 数字普惠金融；新型城镇化；成渝地区双城经济圈；空间杜宾模型 |
| DOI： |
| 分类号:F832 |
| 基金项目:基金项目：国家社会科学基金重大项目“数字普惠金融支持乡村振兴的政策与实践研究”（22&ZD123）；国家社会科学基金重大项目“实现巩固拓展脱贫攻坚成果同乡村振兴有效衔接研究”（21ZDA062）；重庆市社会科学规划金融专项项目“重庆县域经济发展研究”（2022JR09）；国家级大学生创新创业训练计划项目“数字金融助推新型城镇化与乡村振兴协同发展的实现路径研究”（202210635051）。 |
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| Research on the Impact of Digital Inclusive Finance on New Urbanization——Taking the Chengdu-Chongqing Economic Circle as an Example |
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ZHANG Lin，XIAO Jiao
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(School of Economics and Management, Southwest University)
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| Abstract: |
| New urbanization is the necessary path and important symbol of modernization，and it is the basic guarantee for the long-term sustainable and healthy development of China’s economy and society.This paper first theoretically analyzes the effect and transmission mechanism of digital inclusive finance on new urbanization，and then empirically studies the impact of digital inclusive finance on new urbanization using spatial econometric analysis based on the panel data of Chengdu-Chongqing economic circle from 2016 to 2020.The study found that during the sample period，the level of new urbanization in the Chengdu-Chongqing economic circle has been increasing year by year，and three spatial aggregation areas have been formed centered around Chengdu，the central urban area of Chongqing，and Wanzhou District；There is a significant spatial positive correlation between digital inclusive finance and the level of new urbanization.Digital inclusive finance can significantly promote the development of new urbanization，but it will have a siphon effect on surrounding areas. |
| Key words: Digital Inclusive Finance；New Urbanization；Chengdu-Chongqing Economic Circle；Spatial Durbin Model |
