| 摘要: |
| 本文立足于金融支持城乡融合发展，从金融空间、结构、规模和效率多个维度，采用城市和农村核心指标及其比值，通过建立向量自回归模型定量评估金融支持城乡融合发展效应。研究结果表明：短期城乡金融结构优化可以促使城乡发展差异缩小，长期金融规模差异缩小1%可以促使城乡差距缩小3.90%，金融结构、规模和效率对城乡收入差距的影响程度分别为12.17%、13.52%、9.56%。基于此，本文提出健全农村金融机构、扩大金融规模、提高金融服务效率以及注重农村金融人才培育等政策建议。 |
| 关键词: 城乡融合发展；金融发展；向量自回归模型 |
| DOI： |
| 分类号:F832 |
| 基金项目: |
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| Research on Financial Support for the Integrated Development of Urban and Rural Areas in Chongqing |
|
GAO Zhi-fu
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|
People’s Bank of China Wanzhou Central Sub-branch
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| Abstract: |
| Based on the financial support for urban-rural integrated development,this paper quantitatively analyzes the financial support for urban-rural integrated development from the dimensions of financial space,structure,scale and efficiency,adopts the ratio of urban and rural related indicators,and establishes a vector autoregressive model.The research shows that the short-term optimization of urban and rural financial structure can reduce the difference between urban and rural development,the long-term reduction of financial scale difference by 1% can reduce the urban-rural gap by 3.90%,and the impact of financial structure,scale and efficiency on the urban-rural income gap is 12.17%,13.52% and 9.56% respectively.Therefore,this paper gives policy suggestions on perfecting rural financial institutions,expanding financial scale,improving financial service efficiency and paying attention to the cultivation of rural financial talents. |
| Key words: Integrated Urban-rural Development;Urban-rural Financial Development;Descriptive Statistical Analysis;Vector Autoregressive Model |
