| 摘要: |
| 非法金融活动严重扰乱国家金融管理秩序，损害金融消费者合法权益，我国近年来多次开展专项整治，非法金融活动风险高发势头得以遏制，但防范化解非法金融活动长效机制仍待完善。本文总结了我国两次金融乱象治理的经验教训，并借鉴美国非法金融活动治理思路，从完善立法、加强执法、加大惩戒、提高服务实体经济和强化宣传教育五方面提出构建防范化解非法金融活动长效机制的对策建议。 |
| 关键词: 非法金融活动；金融监管；长效机制 |
| DOI： |
| 分类号:F832 |
| 基金项目: |
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| A Study on the Long-term Mechanism of Preventing and Resolving Illegal Financial Activities |
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Joint Research Group，the People’s Bank of China，Chongqing Operation Office and Chongqing Branch of Shanghai Pudong Development Bank
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The People’s Bank of China
Chongqing Operation Office
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| Abstract: |
| Illegal financial activities seriously disrupt the order of national financial management and damage the interests of financial consumers.In recent years,the authorities have made many times of special rectification,and the incidence of illegal financial activities has been basically under control.However,the long-term mechanism to prevent and resolve illegal financial activities still needs to be improved.This paper analyzes the experience and lessons of two times of financial chaos governance in China,and draws lessons from the governance ideas of illegal financial activities in the United States,and puts forward countermeasures and suggestions to build a long-term mechanism to prevent and resolve illegal financial activities from five aspects: improving legislation,strengthening law enforcement,increasing punishment,improving service to the real economy and strengthening publicity and education. |
| Key words: Illegal Financial Activity; Financial Supervision; Long-term Mechanism |
