| 摘要: |
| 金融行业自律规则通常作为事实被适用于商事裁判中，《民法总则》第10条明确习 惯可作为法源后，为符合一定条件的金融行业自律规则成为法源性规范提供了立法上的依据。 金融行业自律规则作为事实适用时，其具有评价行为，解释合同、解释法律等功能；作为法源 性规范适用时，其适用前提、启动程序、识别程序及合法性审查等应当被着重关注。在目前的 司法实践中，法院在这两种适用方式中均存在误用、漏用等情形。为进一步予以完善，裁判者 应充分、理性的进行适用，同时金融行业自律组织也应不断提升自律规则的质量。 |
| 关键词: 金融行业；自律规则；事实性习惯；法源性习惯；金融商事裁判 |
| DOI： |
| 分类号:F830 |
| 基金项目: |
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| The Application of Self-regulation Rules in the Commercial Judgment of Financial Industry |
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TAN Xin
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Chongqing Logistics Finance Service Co., Ltd.
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| Abstract: |
| The self-discipline rules of the financial industry are usually applied to commercial judgments as facts. After Article 10 of the General Principles of Civil Law clarifies that habits can be used as legal sources, the self- discipline rules of eligible financial industries have the legal basis for legal norms. When the self-discipline rules of the financial industry are applied as facts, they have the functions of evaluating behaviors, interpreting contracts, and interpreting laws. When applying legal norms, their application preconditions, initiation procedures, identification procedures, and legality review should be emphasized. The court has misused in both modes of application. In order to improve the situation, the self-regulatory organization of the financial industry should continuously improve the quality of self-discipline rules, and the referee should apply it fully and rationally. |
| Key words: Rules of Self-discipline；Financial Industry；Factual Habit；Customary Law；Financial Business Referee |
