| 摘要: |
| 家庭债务与社会资本对居民健康状况存在重要影响。本文利用中国综合社会调查
（CGSS）数据，实证分析了债务与社会资本对居民健康的影响。研究发现：家庭债务对居民健 康状况具有负面影响，社会资本对居民健康状况具有积极影响，且两者对健康状况的影响存在 城乡异质性与区域异质性。非银行负债对健康的恶化作用要大于银行负债，认知性社会资本对 健康的促进作用要高于结构性社会资本。银行负债对城市居民的健康状况不存在显著影响，而 社会资本对农村居民的健康状况不存在显著影响。负债对健康的负面影响按东、中、西部顺序 逐级增加，而社会资本对健康的正面作用则呈现逐级减少的趋势。 |
| 关键词: 家庭债务；社会资本；健康水平 |
| DOI： |
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| 基金项目:湖南省自然科学基金项目“我国农村普惠金融的减贫效应研究”（2018JJ3245）；湖南省社科基金项目“湖南省农村居民金融能力对收入质量的影响研究”；湖南省哲学社会科学成果评审委员会立项项目“湖南省农村普惠 金融的减贫效应研究”（XSP17YBZC090）。 |
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| An Empirical Study on How the Household Debt and Social Capital Influences the Residents' Health Standard |
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CHEN Bo LUO Hehua
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Economic College，HuNan Agricultural University
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| Abstract: |
| Household debt and social capital have an important impact on the health level of residents. This paper empirically analyzes how the household debt and social capital influences the residents’health standard using the China General Social Survey (CGSS) data. The study finds that household debt has a negative impact on the residents’health standard, while social capital has a positive impact on the residents’health standard, and the impact of the two factors on health standard is urban-rural heterogeneous and regional heterogeneous. The negative effect of non-bank debt on health is greater than that of bank debt. Cognitive social capital promotes health more than structural social capital does. Bank debt does not have a significant impact on the urban residents’health standard , neither does social capital have a significant impact on the rural residents’health standard. The negative impact of debt on health increases gradually in the order of eastern region, central region and western region, while the positive effect of social capital on health decreases in this order. |
| Key words: Household debt；Social Capital；Health Standard |
