| 摘要: |
| 供给侧结构性改革是适应和引领经济发展新常态的重大创新，绿色金融在信贷投 放上重点支持低碳经济发展，成为推动供给侧结构性改革的重要动力。伴随“一带一路”倡议 的深入、绿色金融市场体系的构建和完善，发展绿色金融，加大对绿色、低碳、循环经济的 支持，防范环境及社会风险，是银行业金融机构顺应供给侧结构性改革和自身经营转型的重 要战略。对中小银行而言，绿色金融既是挑战也是机遇。中小银行应着力倡导绿色发展的理 念，提前规划、建立绿色金融组织架构、风险管理及激励约束机制、提升绿色金融专业研究 能力、强化绿色金融产品创新等，在服务实体经济及产业转型的同时实现自身经营模式及发展 理念的转变。 |
| 关键词: “一带一路”；绿色金融；中小银行；发展转型 |
| DOI： |
| 分类号:F830 |
| 基金项目: |
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| Research on the Construction of Green Finance Strategy System for Small and Medium-Sized Banks |
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CHEN Yihong
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Bank of Quanzhou
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| Abstract: |
| Supply-side structural reform is a major innovation to adapt and leading the new normal of economic development. Green finance focuses on supporting low-carbon economic development in credit allocation, and has become an important driving force for supply-side structural reform. With the deepening of “the Belt and Road Initiative” and improvement of the green financial market system, the development of green finance, increasing support for green, low-carbon and circular economy, and preventing environmental and social risks, which is an important strategy for banking financial institutions to comply with the supply-side structural reform and their own business transformation. For small and medium-sized banks, green finance is both a challenge and an opportunity. Small and medium-sized banks should advocate the concept of green development plan ahead, establishing the green financial organization, risk management and incentive & restraint mechanism, to enhance the professional research ability of green finance, and strengthening the innovation of green financial products, so as to realize the transformation of their own operation mode and development concept while serving the transformation of the real economy and industry. |
| Key words: the Belt and Road Initiative; Green Finance; Small and Medium-Sized Banks; Development & Transformation |
