| 摘要: |
| 为了考察中国数字普惠金融与经济增长之间的关系，文章构建2011-2015年31个 省域的空间面板数据，在柯布-道格拉斯生产函数模型作为理论框架下，结合空间自回归模型（SAR）研究数字普惠金融对经济增长的贡献以及影响路径。结果表明，在贡献方面，数字普 惠金融不仅存在强烈的空间相关性以及集聚效应，而且对经济增长有着显著的正向促进作用， 但在地区间空间相关性及促进作用略有差异。在影响路径方面，数字普惠金融对经济增长的贡 献不是简单的线性作用，而是呈现三次曲线的促进作用。 |
| 关键词: 数字普惠金融；经济增长；空间自回归模型；空间面板 |
| DOI： |
| 分类号:F830.3 |
| 基金项目:基金项目：国家社科基金一般项目“新常态下边疆地区普惠金融发展模式研究”（15BJY167）。 |
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| Does Digital Inclusive Finance Drive Economic Growth?—Empirical Analysis Based on Spatial Panels |
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Hao Yunping
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School of Finance, Xinjiang University of Finance and Economics
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| Abstract: |
| In order to investigate the relationship between digital inclusive finance and economic growth in China, this paper constructs spatial panel data of 31 provinces and regions from 2011 to 2015. Under the framework of Cobb-Douglas production function model, combining spatial autoregressive model (SAR) study digital contributions to economic growth and impact paths. The results show that in terms of contribution, digital inclusive finance has not only strong spatial correlation and agglomeration effects, but also has a significant positive effect on economic growth. However, there is a slight difference between the two in terms of interdependent relations and promotion. In terms of influencing the path, the contribution of digital inclusive finance to economic growth is not a simple linear effect, but a promotion of cubic curve. |
| Key words: Digital Inclusive Finance；Economic Growth；Spatial Autoregressive Model；Space Panel |
