| 摘要: |
| 在当前复杂的经济金融形势下，城商行正处在改革转型的关键时期。为有效拓展
市场并应对日益激烈的竞争，近年来城商行不断摸索和实践，努力提升自身核心竞争力。文
章从核心竞争力概念分析出发，提出城商行核心竞争力物化体现为风险管控能力、盈利创造
能力和持续成长能力三个主要方面。在此基础上，文章搜集62家城商行2009～2016年的数据
为分析样本，通过构建竞争力指标体系并对标银行业平均水平及招商银行，分析城商行的核
心竞争力及其变化趋势，并提出增强资本补充能力、提升盈利创造能力和强化持续成长能力
的政策建议。 |
| 关键词: 城市商业银行；核心竞争力；横向对比；纵向分析 |
| DOI： |
| 分类号:F830.33 |
| 基金项目: |
|
| Analysis on the Competitiveness of City Commercial Banks（2009 ~ 2016）——On the Perspective of Horizontal Contrast and Dynamic Development |
|
Chen Yihong
|
|
Bank of Quan zhou
|
| Abstract: |
| In the current complex economic and financial situation,city commercial bank is in a critical period of
reform and transformation. In order to effectively expand the market and cope with the increasingly fierce competition,
in recent years, city commercial banks continue to explore and strive to enhance their core competitiveness. Based on
the analysis of the concept of core competence, this paper puts forward that the core competitiveness of city commercial
banks is embodied in three main aspects: risk control ability, profit creation ability and sustainable growth ability. On
this basis, the article collected 2009～2016 data of 62 city commercial banks for the analysis of samples. Through
the construction of competitiveness index system and the standard level of the banking and industry China Merchants
Bank, this paper analyze core competitiveness and its changing trends of city commercial banks. This article finally
puts forward policy recommendations to enhance the ability of supplementing capital，enhancing profitability and
strengthening sustainable growth. |
| Key words: City Commercial Banks；Core Competitiveness；Horizontal Contrast； Dynamic Analysis |
